412 20th Avenue
Indian Rocks Beach, FL 33785

Listed at $998,000

Details

  • MLS# TB8483647
  • Residential - Single Family
  • Status Active
  • 2 Bedrooms
  • 1 full Bathrooms
  • 1,092 Square Feet
  • 0.150 acres
  • Built in 1952
  • Local Schools

Description

Incredible opportunity under $1mm. Charming waterfront Indian Rocks Beach (IRB) Cottage priced to sell! Nestled at the southern apex of coveted Dolphin Bay on the Intracoastal and just three blocks from the open Gulf. With 27 beach access points in Indian Rocks Beach, this property offers an exceptional opportunity to enjoy waterfront living in one of the area's most beloved coastal communities. The updated home features two bedrooms, one full bathroom with plenty of room to add on. Thoughtfully maintained and recently refreshed with approximately $80,000 in improvements, the home blends comfortable living with the charm of classic Florida...read more waterfront properties. Inside, the updated kitchen offers stainless steel appliances, subway tile backsplash, modern cabinetry, and a breakfast bar that opens to the living spaces, creating an easy flow for everyday living. The bathroom has been tastefully renovated with coastal-inspired finishes, while large windows throughout the home bring in natural light and highlight the beautiful water views beyond. A spacious waterfront sunroom quickly becomes the heart of the home, framed by expansive windows that showcase the open water Intracoastal and create a relaxing place to unwind while watching boats pass by and marine life surface. Outside, the property continues to shine with nearly 50 linear feet of seawall and a 47 foot dock extending out to approximately 7 feet of draft at median high tide. Moorings are already in place to accommodate sailboats and cruisers, making it easy to bring your deep water vessel and explore the waterways right from your backyard. Natural mangroves along the shoreline create a protected habitat that attracts abundant sea life including dolphin, manatee, sea birds, and world class inshore sport fish. Spend your days water skiing, tubing, paddle boarding, or simply enjoying peaceful sunrise views over the bay. From here, sunset cruises, waterfront dining, relaxing spoil islands, and the open Gulf are all just a short boat ride away. Indian Rocks Beach remains one of the Gulf Coasts most cherished small beach towns, known for its welcoming atmosphere and community spirit. Local seafood restaurants, surf shops, parks, art center, community garden, baseball field, and shopping are all nearby, with golf cart friendly streets making it easy to get around. Festivals and events are held throughout the year, creating a vibrant coastal lifestyle. Convenient access to two international airports and professional sports venues for the Rays, Buccaneers, Rowdies, and Lightning adds to the appeal. Whether you choose to enjoy the existing home, renovate further, or design a future waterfront retreat, opportunities like this rarely come along. Welcome to Indian Rocks Beach!

Features

  • Dishwasher
  • Range
  • Refrigerator
  • Central Air
  • Terrazzo
  • Tile
  • Central
  • 1.0 Story
  • $2,893 Taxes
  • Public
  • Built in 1952
View All Features

Contact the Agent

Contact the Listing Agent
Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 05/30/2026. The listing information on this page last changed on 05/30/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 05/30/2026 12:05:52 AM EST) or Miami MLS (last updated Fri 05/29/2026 11:59:43 PM EST) or Stellar MLS (last updated Fri 05/29/2026 11:59:56 PM EST) or Daytona MLS (last updated Fri 05/29/2026 11:36:50 PM EST) or Tallahassee MLS (last updated Fri 05/29/2026 10:48:20 PM EST) or Northeast Florida MLS (last updated Fri 05/29/2026 11:58:59 PM EST) or My State MLS (last updated Fri 05/29/2026 11:30:12 PM EST) or Florida Keys MLS (last updated Fri 05/29/2026 8:30:14 PM EST). Real estate listings held by brokerage firms other than Adams Cameron & Co. REALTORS may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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All Property Features

  • Property Type: Residential - Single Family
  • Appliances: Dishwasher, Range, Refrigerator
  • Body of Water: INTRACOASTAL
  • Cooling: Central Air
  • Days on Site: 82
  • Directions: From Gulf Blvd. Turn East onto 20th ave. Go three blocks past Bay Blvd. Home is on left before split.
  • Exterior: Block, Stucco
  • Exterior Features: Other
  • Fireplace: Living Room
  • Fireplace Y/N: Yes
  • Flood Zone Code: AE
  • Flooring: Terrazzo, Tile
  • Foundation: Slab
  • Frontage ICW: 50
  • Heating: Central
  • Home Warranty Y/N: No
  • Interior Features: Ceiling Fans(s)
  • Listing Terms: Cash, Conventional
  • Lot Dimensions: 0.15
  • Lot Size: 0.15 Acres
  • Ownership: Fee Simple
  • Parking: Driveway
  • Parking Notes: Driveway
  • Property Attached Y/N: No
  • Property Sub-Type: Single Family Residence
  • Roof Type: Shingle
  • Sewer: Public Sewer
  • Showing Instructions: Appointment Only, ShowingTime
  • Special Sale Provisions: None
  • Special View Info: Water
  • Stories: 1.0
  • Taxes: $2,893
  • Utilities: BB/HS Internet Available, Cable Available, Public
  • Water: Public
  • Water Access: Intracoastal Waterway
  • Water Access Y/N: Yes
  • Waterfront Features: Intracoastal Waterway, Assigned Boat Slip, Fishing Pier, Sailboat Water, Seawall - Concrete
  • Water View: Intracoastal Waterway
  • Year Built: 1952